AcePLR

Following are excerpts from available PLR:

1. from “Investing Using Dollar-Cost-Averaging“

Why Dollar-Cost-Averaging?

Not many people really possess an overwhelming amount of discipline, the key to success in investing. You can have all other factors you need working in your favor, but it will all come to naught without a disciplinary compass to guide you on the life-long voyage of investing. Discipline is the reflex that keeps you on mission when the going gets tough. Intelligence is not really a substitute for discipline, either. The world is full of aimless, distracted professors, isn’t it?

Large amounts of capital won’t guarantee success: more fortunes dwindle away to nothing due to a lack of discipline than market conditions. Having more capital or a higher income helps you only in that you can pay for first-rate advice and get involved in a wider range of investment choices. This is worth something, but it’s only as good as the discipline you apply to the effort. I believe in the old cliché that a fool and his money are soon parted. . . . . .

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2. from “Vegetable Gardening“

Failing to plan is the same as planning to fail

You would think I’d start with research items first…like browsing the web, reading instructions, checking local types of crops, or planning yard space. Nope. That’s for losers. I’m a man of action!

I started by buying a “Topsy Turvy”, the hanging planter as seen on infomercials, and roughly ramming a tomato plant with a melon-sized root ball through the tennis ball-sized opening on the bottom of it. I finished up by filling it up with the type of potting soil the instructions specifically tell you not to use. The instructions also recommended specific types of tomato plants. Wrong again. This plant knew it was on a suicide mission.

. . . . . I insisted on jumping in and out of each aspect of gardening. No overall plans, no soil preparation, no research, no checking with other active gardeners. I operated strictly on impulse. I wasted nearly the month of April before I can say I really understood what was practical, realistic, and worthwhile. April is prime planting-time, and this alone is going to downgrade my overall results. . . . . . .

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3. from “Why Shouldn’t a Bicycle Be Part of Your Life?”

. . . . And so many categories: road/triathlon bikes, trail/mountain bikes, cruiser/comfort bikes, and hybrid/commuter bikes, all of which have models or configurations that cross over into some of the other categories. Nightmare!

The first thing was to eliminate the categories of bikes I wasn’t interested in. The first thing I could toss out without any qualms was the category of racing or “road” bikes. Goodbye to anything meant for high performance or sportiness. . . . . .

The next category I eliminated after some careful study was mountain bikes. Though mountain bikes have admirable qualities, and the off-road performance capabilities are generally more practical than “road” bikes, I didn’t see enough value added for my needs. I can see why some people could cozy up to them, especially if they were interested in occasionally going off of the pavement onto dirt trails and the like. There is an entire off-road sub-culture out there. They’re still not quite my cup of tea. . . . .